To put it simply, victims were led to think that if they made an amount of money to Calvin and Rack, they would then be paid back (by Rack) with unusually large interest rates, while Raangee could receive a 25 percent cut in the form of recruiting fee. In the FAQ, Rack usually sends a receipt indicating what is owed. The funds are received within 7-14 business days due to the security of his bank.

"Most banks obviously take about 5 business days max to make a transfer, but Rack's bank's process is different from the norm." Initially, participants who we spoke to reported that they had received promised payments from Rack However, soon after, communication ended. Rack claims that numerous customers did not receive cash. When they reached out about their money, fraudsters would make up excuses, or even ignore their concerns.

"We were told to receive [the money] and the money never came in. We waited for almost one month, but he was always making excuses such as his PayPal was locked, and so on to buy more time," Another victim complained to P.TV.

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